spirit [Car Life] and health


Jakarta, duniafintech.com – It is important for customers to know how to withdraw auto insurance from a well-known life insurance company.

For information, CAR Insurance has several insurance products that have been claimed with a very good backing for 10 consecutive years.

In fact, this is also proven by the success of CAR as the first insurance company to receive a platinum award from Infobank magazine and this company is the only one to date.

Read also: What is car insurance: types and terms of application

Then what is the method of withdrawing insurance and what are the requirements? Here’s the full review, as quoted from koala.

How to disburse car insurance

1. How to disburse life insurance for a car

It is very easy to file a CAR Life Insurance claim. Customers can file an auto insurance claim no later than 30 days after the event or accident that affected the insured. Here are the claim procedures:

  • Report the accident through the call center service or visit the nearest CAR insurance office no later than 30 days after the accident
  • Download the CAR Insurance form to file a claim on the company’s official website
  • Fill out the entire vehicle insurance form and attach other supporting documents for the claim
  • Send this document to the nearest CAR Insurance office or head office address
  • Wait for the company to verify the data
  • If the claim is accepted, the company will provide compensation in accordance with the terms of the policy

How to withdraw car insurance

2. Health insurance

How to claim health insurance from CAR is also very easy and you just need to submit the required documents, then please apply with the following procedure:

  • Claim submission must be sent to CAR Insurance no later than 30 days from the date of the accident/treatment ending or his death
  • Send the document to the nearest CAR customer service in your city, or you can also send it directly to the main office address: Wisma CAR Life, Jl. North New Gelong No. 5-8 West Jakarta 11440
  • Don’t forget to request a receipt to file a claim
  • After receiving the claim document, the insurance company will analyze it further. If necessary, CAR Insurance reserves the right to require the completion of other documents
  • If the claim is approved, the payment will be transferred to the policyholder’s account as mentioned in the claim submission form
  • Exceptions for death claims because the claim will be paid to the designated heir’s account by attaching a sealed power of attorney (you can request this at the nearest CAR customer service)

Claim Completion Document

Here are some documents that must be completed when submitting a claim:

  • copy of the police
  • A copy of the identity (KTP / passport) of the policy holder and the insured
  • A copy of the family card
  • Health Claim or Daily Cash Benefit Notice Form
  • to delegate
  • A doctor’s certificate (containing information regarding a bodily injury or illness that he or she suffers from)
  • original receipt
  • Details of hospital care costs (for products with benefits only inpatient compensation, you can attach a copy of legal receipts and hospital fee details only)

Car insurance requirements

1. Death Claims

  • real police
  • A copy of the identity (KTP / passport) of the policy holder and the insured
  • Death claim notification form
  • to delegate
  • Death certificate from the competent authority
  • A certificate from the doctor regarding the causes of death of the insured
  • Police certificate (if the death was caused by a traffic accident or events reasonably suspected to have a criminal element)

Read alsoHow to easily cash out Allianz insurance latest 2022

2. Permanent disability claim

  • copy of the police
  • A copy of the identity (KTP / passport) of the policy holder and the insured
  • Accident Claim Report Form
  • to delegate
  • A doctor’s certificate (containing information regarding a bodily injury or illness that he or she suffers from)
  • original receipt
  • Details of hospital care costs (for products with benefits only inpatient compensation, you can attach a copy of legal receipts and hospital fee details only)
  • Other supporting documents deemed necessary by the insurance company

3. Allegation of critical illness

  • copy of the police
  • A copy of the identity (KTP / passport) of the policy holder and the insured
  • A copy of the family card
  • Serious Illness Claim Report Form
  • to delegate
  • A doctor’s certificate (containing information regarding a bodily injury or illness that he or she suffers from)
  • The results of the necessary examination according to the serious disease he suffers from
  • Other supporting documents deemed necessary by the insurance company

Defrosting tips

Sometimes, in a number of insurance applications submitted, there is a condition that causes it to be rejected by the insurance company. So, for those who want to file a CAR insurance claim, here are some tips you need to know.

1. Prepare the necessary documents

All life and health insurance claims have basically the same process i.e. preparing a claim submission form, doctor’s certificate, and supporting documents for the doctor’s diagnosis.

After that, all documents will be sent to the insurance company for verification. If the data is complete, the insurance company will analyze the customer’s claims.

Now, to file a death claim, it must be viewed from the type of death claim, whether it is caused by accident, disability or serious illness. Although the process for submitting a claim is the same, each claim requires different supporting documents to file a claim. The claim submission process can be done if the document has been prepared in advance.

2. Actual data reporting

Secondly, the personal data that is filled in when registering for insurance is also one of the crucial things during the claim process. This data may include your full name, address, contact number, age, health status, etc.

If the insurance company finds that there are data different from those provided for in the policy, the company will have the right to reject the submitted claim.

3. Make sure there are no installment arrears

When submitting a claim, the insurance policy must be active. This means that you cannot stop paying late installments.

If you do not make the payment within the specified time, your document will be declared expired or canceled.

In invalid status, it is possible that your claim will be denied. So don’t forget to pay your insurance premiums on time.

4. Conduct periodic monitoring

After that, you can check it regularly. It is important to understand that the process of verification and analysis of the insurance company’s decision to pay a claim has different times, ranging from 7 working days to 14 working days, and it all depends on the policies of the respective insurance companies.

However, what needs to be kept in mind is that the claim process can only be done after the insurance company has received all the documents required to make a claim. In some cases, it is possible to perform verification or investigations that take longer than 14 days, even up to 60 days when data that needs further verification is found.

There are a lot of reviews on how to withdraw car insurance that you need to know. Good luck and good luck!

Read also: Asuransi Raksa: Products List, Policies and How to Claim

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