Mandiri plan savings review [Mandiri Tabungan Rencana]


Jakarta, Duniafintech.com – Mandiri Savings Plan or Mandiri Savings Plan is a savings product for Mandiri Bank.

The savings interest is known to be higher than the normal savings rate, with a storage period of 15 years and a minimum deposit of IDR 100,000. Like other savings, this Mandiri savings term can be an option for customers who want to save regularly every month.

Mandiri savings or other savings is of course profitable, that is, the amount of interest you provide. Not only that, these savings also provide benefits in the form of insurance benefits.

Interested in trying this saver? Check out the full review below!

Read also: Mandiri Call Center, here is the full list of services

Key Features and Benefits of Mandiri Plan Savings

  • Free administration fee.
  • Automatic discount facility.
  • Freedom to set and change monthly deposits from IDR 100,000 or $10 per month.
  • You can add money to your Mandiri savings plan outside of your monthly deposit.
  • Flexible period from 1 to 20 years.
  • Free insurance coverage: In this case, Bank Mandiri cooperates with PT. AXA Mandiri Financial Services provides insurance protection for savers up to IDR 5 million or $500 per month for each saver.
  • Free consultation with professional customer service.
  • Interest rates above the highest Mandiri Tabungan interest rate.
  • Available in rupees and US dollars.

Customers can open a Mandiri Futures Savings account online through Mandiri Online Banking, Livin’ by Mandiri App, or come directly to a Mandiri Bank branch office.

Mandiri Savings Interest Rate (Level and Interest Rate)

  • 1-3 years: 2.00%
  • 4-9 years: 2.25%
  • 10-14 years: 2.50%
  • 15 years: 2.75%

Form requirements

  • The life of the saver is at least 18 years and a maximum of 70 years at the maturity of this saver
  • Get Mandiri or Mandiri Giro savings
  • Fill out the application form to open savings

How to Open a Livin’ Savings Account by Mandiri

  • For customers who already have an account, please open the Livin’ by Mandiri app and login by entering your username and password
  • Select Open a new account
  • Choose Mandiri Savings Plan
  • Select Open an account
  • Select the account source and fill out the account opening form
  • Check the terms and conditions, then select Continue
  • Confirm and enter your PIN

Self plan savings

Cost List

  • Monthly administration fee: Free
  • Premium Fee: Free
  • AFT Fee: Free
  • Account closing fee: Free
  • Non-ARO Term Extension Fee: Free
  • QR period renewal fee: Free
  • Partial withdrawal fee before maturity: IDR 100,000 or 0.5% of withdrawal (whichever is lower)
  • Quarterly Outside Current Account Application Fee: IDR 2500/share

How to check your savings balance

To check the balance of savings, the following methods can be used:

  • Check balance in the app
  • Check balance on Mandiri Online Banking

Read also: How to buy credit at Livin Mandiri [New] 2022 easily

How to withdraw the Mandiri savings plan

These Mandiri plan savings will actually be disbursed when due. However, customers can also withdraw/cancel it through the following steps:

  • Log in to Livin’ by Mandiri
  • Choose a Mandiri Savings Plan Account
  • Mark three points in the Mandiri Tabungan plan account and select Cancel Mandiri Savings Plan
  • Please note that this cancellation is subject to fines, taxes and administrative fees
  • Then enter the certificate prefix and certificate number and select the account to receive funds
  • Select Next and enter your PIN

Other Term Savings Products List

1. Savings for BRI – BritAma Plan

BritAma plan is a term savings account with deposit from IDR 100,000 to IDR 5,000,000 with higher interest than savings interest and the time period is freely chosen from 1 to 20 years.

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Plan A:

  • Higher interest rates than savings in general
  • Minimum deposit IDR 100,000 and maximum IDR 5 million
  • Freedom to choose the saving period between 1 and 20 years
  • Life insurance coverage benefits of up to IDR 1 billion
  • No need for a medical exam
  • Free administration fee
  • Bank statement statement via email or electronic statement of account

Plan B:

  • Higher interest rates than savings in general
  • Minimum deposit IDR 100,000 and maximum IDR 5 million
  • Freedom to choose the saving period between 1 and 20 years
  • Life insurance coverage benefits of up to IDR 1 billion
  • No need for a medical exam
  • Free administration fee
  • Bank statement statement via email or electronic statement of account

Opening conditions

  • Be at least 17 years old and not more than 64 years old
  • Have a BRI BritAma / BritAma Bisnis / Giro Savings account
  • Fill out the account opening form
  • Identity Card (KTP) for Indonesian Citizens
  • PASSPORT AND KIMS / KITAP / KITAS FOR FOREIGNERS

2. Savings for BCA

Tahapan Berjangka BCA is a BCA Term Savings Account with a term of 1-20 years and comes with life insurance benefits.

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  • Saving period from 1 to 20 years
  • Funds exceeding the monthly deposit can be added
  • Free administration fee
  • Get notifications via SMS/Email
  • Monthly deposit starting from IDR 500,000 (in multiples of IDR 50 thousand)
  • Savings balances can be checked with KlikBCA Individual and KlikBCA Bisnis
  • Get life insurance up to IDR 1.5 billion
  • Interest rate above normal savings

This is a review of Mandiri Savings Plan or Mandiri Savings Plan which is a term savings product from Mandiri Bank. Good luck and God bless you!

Read also: How to check full Mandiri mutations 2022 [Online dan Offline]

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