5 Low Interest Borrow Quick Exchange KTP Capital Only, Peek!


Jakarta, Duniafintech.com – Low interest loans, fast cashing out ID cards are already in great demand by those who need quick financing.

Currently, there are already many licensed official pinjol Financial Services Authority (OJK) They can be used as an option, but not all of them offer a low benefit.

Well, for those of you who need quick money at low interest, let’s take a look at the following review.

Read also: OJK’s Best Low Interest Borrowing for 2022, here’s the full list

Low Interest Loans: What are Online Loans?

In general, an online loan is a loan that can be offered by submitting an application and online. This application is a technological innovation in the financial sector/commonly referred to as financial technology (fintech).

The existence of this financial technology will certainly facilitate the process of lending and borrowing that was previously known to be troublesome and time-consuming. Currently, without the need for a face-to-face interview, anyone can apply for credit easily and certainly faster.

Here, simply download an online loan application via PlayStore then register and fill in the required requirements, then proceed to the loan application process.

Later, within minutes, the new money will immediately flow into your account via bank transfer.

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Low interest liquid quick borrowing list

1. Low interest loans: Indodana

Core feature:

  • Loan ceiling up to IDR 12 million
  • Loan tenure starts from 3 months
  • loan disbursement speed
  • Competitive interest rates

How to apply for a loan online with the Indodana application:

  • Download the Indodana app
  • Make an account
  • Verify account registration
  • Fill out the online loan form completely and honestly
  • Upload the required documents
  • Wait for the credit analyst approval process
  • Liquid cash in your account

Indodana Submission Terms:

  • Minimum income IDR 3,500,000/month
  • Be at least 20 years old and not more than 65 years old
  • Have an active ID and mobile number
  • Located in Indodana service areas: Greater Jakarta, South City of Tangerang, Tangerang Regency, Serang, Cilegon, Bandung, Chimahi, Karawang, Cianjur, Cirebon, Garut, Purwakarta, Subang, Sumedang, Tasikamalaya, Sukabumi, Yogyakarta, Semarang, Surakarta, Siduarjo, Malang, Jember, Pasuruan, Denpasar, Badung, Batam, Palembang, Bandar Lampung, Jambi, Medan, Padang, Pekanbaru, Balikpapan, Banjarmasin, Palangkaraya, Samarinda, Makassar, and Manado

2. Smart credit

Core feature:

  • Loan ceiling of IDR 20 million
  • Loan term from 91 to 360 days
  • disburse the loan in minutes

How to apply for a loan online through the Smart Credit application:

  • Download the Smart Credit app. You can also apply for a loan through the Tokopedia app
  • Log in to the Smart Credit app using the mobile phone number
  • Choose the required loan amount and repayment period
  • Upload all necessary documents and data
  • Wait for the verification process and the loan will be disbursed in less than 24 hours

Conditions for applying the loan in Smart Credit:

  • Indonesian citizen
  • At least 18 years old
  • residing in Indonesia
  • You have a bank account in your personal name

Documents required to apply for a loan at Smart Credit:

Read also: Borrowing at low interest is a financial solution, here is the recommendation!

3. Julo (Installment)

Core feature:

  • Loan ceiling up to IDR 15 million
  • Loan tenure up to 9 months
  • friendly flowers

How to apply for a loan online through the Julo application:

  • Download the Julo app or click “Apply Now” on the review page
  • Fill in the required personal data and information in the application
  • Wait for the verification process
  • The cash will be transferred instantly to your account

Julo Submission Terms:

  • Be at least 21 years old and not more than 60 years old
  • Resident in the Julo . Financial Loan Service Area
  • Have a fixed income (minimum IDR 2,000,000 per month)
  • You have a personal account
  • Using an Android smartphone

Documents required to submit Julo:

4. Fast rupee

Core feature:

  • Loan ceiling up to IDR 10 million
  • Loan term up to 1 year
  • Competitive interest rate

Conditions for applying for quick loan in rupees:

  • Indonesian citizen
  • At least 18 years old
  • residing in Indonesia
  • You have an ID card and a bank account in your personal name

Documents required for quick loan application in rupees:

5. Low-interest borrowing: Akulaku

Core feature:

  • Loan ceiling up to IDR 15 million
  • Loan tenure up to 15 months

How to apply for a loan online with Akulaku application:

  • Download the Akulaku app
  • Fill in the required personal data and information in the application
  • Wait for the verification process
  • The cash will be transferred to your account

Some reviews about low interest loans that you need to know. Congratulations on applying for a loan!

Read alsoThe terms are not complicated, these are the 10 best low-interest loans under the supervision of OJK

Read on for the latest Indonesian fintech and crypto news only at Duniafintech.com.



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